Know exactly what your equity is worth and when to sell it. VestOS models your after-tax outcomes before you exercise, sell, or pledge a single share. Built for tech employees navigating ISO exercise timing, IPO lockup strategy, and tax-optimized liquidation.
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The problem with equity compensation
Mint, Personal Capital, and spreadsheets have zero understanding of ISOs, AMT, lockup periods, or concentrated stock positions. You're flying blind.
Firms that understand equity compensation, like Compound and Harness, charge $3,000–$50,000/year. Most employees can't afford real guidance at the moment they need it most.
A single wrong decision around ISO exercise timing, lockup sales, or CA tax planning can cost you hundreds of thousands of dollars. The window to act is narrow.
Everything your equity needs, nothing it doesn't
Ask anything. Your AI advisor knows your full equity picture (shares, strike prices, vesting schedules, tax situation) and gives you specific, actionable answers.
See your pre-IPO positions projected forward with adjustable growth assumptions. Understand what holding vs. selling means over decades.
Model annual sale strategies with real federal + state tax calculations. Compare CA vs. non-CA scenarios. See exactly what moves to your pocket each year.
Model a Pledged Asset Line against your equity. See borrowing capacity, real estate down payment potential, and stock portfolio seeding, all without selling a share.
Know exactly how many ISOs you can exercise before hitting AMT. Track your qualifying disposition clocks. Never get surprised by a tax bill at exercise.
See exactly when your shares vest, what they're worth at current valuations, and what liquidity events mean for your position across multiple grants.
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